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Industry — 03

Payments & Fintech

Where money moves, the margin for error is zero.

median decision time
88msmedian decision time
fraud loss
-%63fraud loss
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In payments a bug is not a log line — it is a reconciliation gap. Idempotent transaction design, a double-entry ledger, complete audit trails and event replay are our starting point, not an upgrade. The Sentinel core grew out of exactly this need.

In short

Why do reconciliation gaps appear in payments, and how are they prevented?

Reconciliation gaps usually come from three places: a request retried when the network drops, a refund the provider reports late, and two separate collection channels merged by hand at end of day. Neuros prevents that with three decisions — a repeated transaction never moves money twice, every channel writes to one ledger, and that ledger is compared continuously against the provider file and the bank statement. When a gap appears it is rewound by transaction id.

What's hard in this sector

Where money moves, the margin for error is zero.

01

Reconciliation

The gap between provider, bank and internal ledger has to surface as it happens, not at end of day.

02

Risk versus friction

Cutting fraud without raising false positives requires rules and models to meet in one decision layer.

03

Latency at scale

At thousands of transactions per second, a decision over 100 ms is a direct conversion loss.

What we can build for you

  • 01Card acquiring, tokenisation and recurring billing infrastructure
  • 02Multi-currency wallets on a double-entry ledger
  • 03Real-time risk scoring with a rule studio
  • 04AML / KYC flows and sanctions screening
  • 05A reconciliation engine with automated exception reporting
  • 06Merchant onboarding automation

Our work in this sector

Sources

  1. 01PCI DSS v4.0 — Ödeme kartı veri güvenliği standardıPCI Security Standards Council · 2022
  2. 02ISO 20022 — Finansal mesajlaşma standardıISO 20022 Registration Authority · 2022
  3. 03Ödeme Hizmetleri ve Elektronik Para İhracı MevzuatıTCMB · 2021

Frequently asked

Questions we get asked

Get in touch

No. Neuros designs the payment flow so a transaction is never lost when the provider stops answering: the request is written to a durable queue, retried with an idempotency key, and if the state is uncertain the transaction is not auto-closed but sent to reconciliation. Critical paths have a defined failover to a second provider, rehearsed before production.

They do — which is why the balance is set with numbers. Neuros tracks risk rules against three measures together: fraud value caught, false-positive rate and the share of baskets abandoned because of an extra step. A rule is never tightened on the first measure alone; gain and loss appear on the same dashboard, and a rule's effect is measured on historical data before it goes live.

What sets the duration is document collection and verification, not signing. Neuros reads tax certificates, signature circulars and identity documents automatically, verifies the fields against their source and folds sanctions screening into the flow. Manual review is left to applications above threshold or showing inconsistency — turning a process measured in days into one measured in hours.

Other industries

Let's assess your sector specifically

This page is the general frame. Let's find the actual bottleneck in your operation together, in a 30-minute call.

Book a callinfo@neuros.com.tr